The Republic Portfolio · 10-Year Backtest · Independently Re-Run

Ten years, buy & hold

The founding doctrine against the S&P 500 — total return, December 2015 to December 2025. Numbers computed here by re-running the published script's exact method — not copied from the table.

Buy & hold · 2,514 trading days · dividends & splits included · S&P 500 via SPY · reserve = BIL · GE + ⅓·GEHC + ¼·GEV
$10,000 grown · log scale · Republic & S&P are the backtest; the four UBS funds are shown for context from their own start dates
Table 1 · Ten-Year Summary (Buy & Hold)
MetricRepublic PortfolioS&P 500 (SPY)
Total Return+311.97%+17.3 pts vs SPY+294.66%
CAGR15.25%14.75%
Annualized Volatility14.31%calmer ride18.01%
Max Drawdown-28.53%shallower fall-33.72%
Beta vs SPY0.731.00

The doctrine beat the index on return (15.25% a year to 14.75%) while carrying materially less risk — a shallower drawdown, lower volatility, and a beta of 0.73. Same market, steadier road, and ahead by 17.3 points over the decade.

Average return per year — all six, ranked

Reading the ranks fairly. Percent-per-year lets lines of different lengths compare, but the four UBS funds are younger (from 2020 / 2022) and mostly lived through bull years, so their rate flatters them. The ✦ marks the three that ran the full ten years — there the Republic leads on both return and risk.

The rules that make you trust it